Getting married is a huge decision. And it comes with a financial to-do list that’s arguably more important than choosing a venue or a cake. 

Here are three financial steps to take before your wedding: 

• First, share your income, spending habits, savings, and any debts, like student loans or credit cards. Remember, your partner’s debt can become yours after marriage.
• Next, decide if you’ll combine all your accounts, keep everything separate, or land somewhere in between.
• Finally, discuss your financial goals. Make lists of your short, medium, and long-term dreams and find common ground.

After you’re married, here are three more actions:

•  One: Update your employer benefits, like health insurance, usually required within 30 days of getting married.
• Two: Review and possibly change the beneficiaries on checking, savings and investment accounts as well as your retirement plans and insurance policies.
• And three: Update your tax withholding to reflect your new status.

Honest conversations and careful planning can help you build a financial foundation as strong as your relationship.

This content was provided by Edward Jones for use by Matthew Kenady, your Edward Jones financial advisor at 309-274-3929.